Super Premium

super premiumThis service helps trustees take advantage of the benefits of a SMSF without having to deal with the associated day to day administrative, investment and compliance burdens. We assist in maximising the fund performance by diversifying your portfolio and putting in place suitable long term strategies. We help maintain the fund’s investment strategy while maximising transparency, flexibility and control.

Areas of assistance:

Establishment

  • Setting up the funds trust deed and completing the trustee declaration requirements (required by all trustees).
  • Establishing the SMSF Investment Strategy to ensure the fund meets the needs of all of its members (required by all funds).
  • Assessing the viability, costs and benefits of rolling over your current superannuation into an SMSF.

Compliance

  • Ongoing compliance support to ensure sure your fund is compliant and meets the current regulation and legislative regime.
  • Compliance reviews and monitoring the funds dealings to ensure everything is in accordance with the trust deed & SIS legislation.
  • Assistance with general superannuation regulative and legislative changes and updates.

 

Day to day maintenance

  • Ongoing communication with your accountant, administrator, lawyer or professional third party  to assist in managing your fund.
  • Providing a one stop Mailing House facility by receiving mail relating to your fund.
  • Maintaining accurate financial records to facilitate completing the annual tax return including assistance with the calculations of capital gains and/or losses.
  • Providing ongoing administrative assistance to relieve the burden throughout the year and at tax reporting time.
  • Managing communications, correspondence and general paperwork associated with your underlying investments.
  • Provide consolidated reports to your accountant and/or administrator.
  • Tailored Telephone support.
  • Providing advice on any corporate actions
  • Bi Annual fund performance reporting and detailed investments reports, and year-end market valuation report to ensure your fund is performing as expected.

 

Investment and strategic advice

  • Bi-annual assistance with investment and strategic advice.
  • Superannuation contribution strategies to maximise salary sacrifice, government co-contributions and spouse contribution tax offsets where appropriate.
  • The costs and benefits associated with retirement, pension and transitional strategies.
  • Assistance with pension and or Lump Sum calculations, establishment and documentation.
  • Investment recommendations, to ensure the fund maximises its potential performance, transparency and flexibility. The investments can be a diversified portfolio of cash, fixed interest including term deposits, direct shares, listed & direct property, managed funds, electronic traded funds.
  • Borrowing for property purchases within superannuation and liaising with the necessary third parties, including the bank.
  • Assistance with concessional and non-concessional contributions caps and their tax components to avoid penalty interest costs and to minimise personal tax paid.
  • Provide appropriate personal insurance recommendations where required.
  • Provide estate planning and/or beneficiary nominations advice.

Administration

  • Assistance with recording benefit payments & their tax components.
  • Assistance with the maintenance of member fund information.
  • Preparation of financial data for Income Tax Return.
  • Assistance with the preparation of minutes & resolutions of trustee/member meetings.
  • Assistance with pension and or Lump Sum calculations, establishment and documentation.
  • Liaison with ATO in the event of an SMSF review or audit.